Writing a check might be old-fashioned, but it is still an important skill for specific payments. Here is how to write a check properly:
1. Date
Right Top Corner: Write the date in the format your country uses (for example, MM/DD/YYYY in the United States).Make sure that the date is correct, because post-dated checks, or checks with a future date, may not be accepted.
2. Payee's Name
"Pay to the Order Of" Line: Fill in the name of the person, company, or organization you are paying.Example: John Doe or Electricity Company
Check that it is spelled correctly.
3. Amount in Numerals
Box to the right: Fill in the amount as close to the left side of the box as possibleExample: For $50.75 fill in 50.75
Use decimal points for cents.
4. Amount in Words
Line Under the Payee's Name: Write the amount in words.For $50.75, write: Fifty and 75/100 dollars.
Draw a line to fill any empty space on the line, to prevent alterations.
5. Write a Memo (Optional)
Bottom Left Corner: Use the memo line to indicate the purpose of the check.Example: Rent for January or Invoice #12345.
This is optional but useful for record-keeping.
6. Sign the Check
Bottom Right Corner: Sign your name exactly as it appears on your bank account.This serves as the endorsement for the payment.
7. Record the Check (Optional but Recommended)
Record in the checkbook register:Date
Payee name
Check number
Amount
Purpose (optional)
How to Write Checks
Write Legibly: Use clear, readable handwriting to avoid mistakes.
Do Not Leave Blank Spaces: Avoid fraud by filling out all fields and drawing lines where necessary.
Double Check: Check everything before giving it or mailing it.
Use a Pen: Make all changes permanent by using a pen.
